The question is generally asked “Do I need a Financial Adviser” in short some people will but most won’t it depends on what you are after advise about. If you are need of Insurance type products Life, Income, TPD then you will generally need an advisor as this is a product. If you want someone to tell you which shares to buy, then you will need a financial adviser.
You do not need a financial adviser to help purchase a rental property, you do not need a financial adviser to help with budgeting cashflow assistance,
As a Chartered Accountant we are able to provide advice to clients in all area of your financial needs, the only thing we can not do is recommend/sell you a product.
Brett Morgan
Chartered Accountant